Terms of Use

Agreement to Terms

By accessing or using the Savage Bloom website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you should not use our website.

These terms apply to all visitors, users, and others who access or use our website and services.

About Savage Bloom

Savage Bloom Financial Management provides professional financial management services to individuals and businesses. We are based in Cardiff, United Kingdom, and operate in accordance with UK financial services regulations.

Savage Bloom Financial Management
15 Cathedral Road
Cardiff CF11 9HA
United Kingdom
Email: [email protected]

Use of Our Website

You may use our website for lawful purposes only. You agree not to:

Violate any applicable laws or regulations
Infringe upon the rights of others, including intellectual property rights
Transmit any harmful code, viruses, or malicious software
Attempt to gain unauthorized access to our systems or networks
Interfere with or disrupt the website or servers
Collect information about other users without permission
Impersonate any person or entity
Use automated systems to access the website without our permission

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Savage Bloom Financial Management or our content suppliers and is protected by UK and international copyright laws.

You may view and print pages from the website for your personal, non-commercial use, subject to the restrictions set out in these terms. You must not:

Republish material from this website without permission
Sell, rent, or sublicense website content
Reproduce or duplicate content for commercial purposes
Redistribute content from this website
Remove or alter copyright notices or proprietary markings

Information on Our Website

The information provided on this website is for general informational purposes only. While we strive to keep information accurate and current, we make no representations or warranties of any kind about:

The completeness or accuracy of information
The reliability or suitability for any particular purpose
The availability of the website or services

Information on this website should not be considered professional financial advice tailored to your specific circumstances. For personalized advice, please contact us directly to arrange a consultation.

Financial Services Disclaimer

Savage Bloom Financial Management provides professional financial services regulated by applicable UK authorities. However:

General information on this website does not constitute formal financial advice
We do not accept liability for decisions made based solely on website content
Past performance information does not guarantee future results
Financial services involve risk, and we cannot guarantee specific outcomes

Formal advice is provided only through our professional service agreements with clients.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not control these external sites and are not responsible for their content, privacy practices, or terms of use.

Inclusion of any link does not imply endorsement by Savage Bloom. We recommend reviewing the terms and privacy policies of any third-party websites you visit.

Limitation of Liability

To the fullest extent permitted by law, Savage Bloom Financial Management shall not be liable for:

Indirect, consequential, or incidental damages arising from use of our website
Loss of profits, data, or business opportunities
Damages resulting from viruses or other harmful components
Errors, omissions, or inaccuracies in website content
Unauthorized access to or use of our servers or personal information
Interruption or cessation of website availability

This limitation applies whether liability arises from contract, negligence, or other legal theory, even if we have been advised of the possibility of such damages.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under UK law.

Indemnification

You agree to indemnify and hold harmless Savage Bloom Financial Management, its directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your use of the website
Your violation of these Terms of Use
Your violation of any rights of another person or entity
Any content you submit through the website

Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in accordance with UK GDPR and data protection laws.

By using our website, you consent to our collection and use of information as described in our Privacy Policy.

Cookies

Our website uses cookies to enhance your browsing experience and analyze website usage. By using our website, you consent to our use of cookies in accordance with our Cookies Policy.

You can manage your cookie preferences through the settings on our website or your browser settings.

Service Agreements

These Terms of Use govern your use of our website only. Professional services are provided under separate service agreements that contain specific terms, conditions, and fee structures.

If there is any conflict between these Terms of Use and a service agreement, the service agreement prevails with respect to the services covered.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

We encourage you to review these terms periodically to stay informed of any updates.

Website Availability

We strive to maintain website availability but cannot guarantee uninterrupted access. The website may be unavailable due to:

Scheduled maintenance
Technical difficulties
Circumstances beyond our control

We reserve the right to suspend, withdraw, or modify the website at any time without notice.

User Submissions

If you submit information, feedback, or other content through our website, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and modify such content for business purposes.

You represent that you have the right to submit such content and that it does not violate any third-party rights or applicable laws.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and Savage Bloom Financial Management regarding use of our website.

Waiver

Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

Contact Information

If you have questions about these Terms of Use, please contact us: